A personal loan can help you get through a financial emergency. But borrowing money shouldn’t be the first option you turn to when you need cash. Consider some other ways to raise cash before applying for a loan.
- Drop unnecessary expenses from your budget. Cable, cell phones, movie rentals, dining out are all items that are luxuries, not necessities. Think about some of the things you spend money on that you can live without. This may involve sacrificing some of the things you enjoy, but that doesn’t mean the cutbacks have to last forever.
- Dip into emergency savings or investments. If you have money saved up for a rainy day, now may be the time to use some of it. Once you get through your financial crisis you can begin working on building up the savings account again. If you have investments in non-retirement accounts, take a look at how much interest is being earned.
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- When I’m not wondering, “Where is my coffee?”, I’m usually curled up in a ball in the corner of my little living room filled with Latin American art moaning, “Where were the auditors?”Me insufficiently caffeinated. Not a pretty picture.
Ugly also are the blank stares from contorted faces glaring back at me when I talk about auditors and their “good crisis.”
We recently posted a poll, asking students why they chose the college they did, and we got a lot of really great feedback! More than 1,000 students nationwide shared their college decision factors, and the results may be surprising!
In todays economy, with thebination of high college price tags and fewer jobs, I expected to see tuition costs as the number one factor. While this was the case, it was followed closely by other factors, and was, by no means, a landslide victory. This indicates that while tuition and financial aid were large factors for determining college attendance, students still had other priorities when making their college choices. I should also point out that while tuition costs was at the top of the list, financial aid packages came in next to last. This reveals that some students rather search for a college based on a lower total cost, rather than getting the most out of financial aid.
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- A federal grand jury has charged five Kansas City-area men — including a former bank executive and former police officer — for their involvement in a mortgage fraud scheme. Among those named in a 13-count indictment was William Vaughan, 57, of Shawnee, who was vice president of Northland National BankbizWatch in Gladstone.
Craig Chambers, 47, of Shawnee — a former police officer for the Gladstone Police Department — also was charged in the $485,000 conspiracy. During the alleged February 2006 to June 2008 conspiracy, he worked as a mortgage broker.
— Admin @ 8:38 pm — 
June 29, 2011